LAW SET TO INCREASE THE MINIMUM INSURANCE COVERAGE IN NEVADA

As of July 1, 2018, the minimum insurance coverage in Nevada will be increased.

Starting July 1, 2018, the minimum insurance coverage in Nevada will increase, resulting in a 9% jump in auto insurance rates for ⅓ motorists. This change is the first increase in minimum coverage since 1958 and brings Nevada closer in line with other states’ minimum insurance coverage. If you already have more than the new minimum coverages, your premium rates shouldn’t be affected but it’s always best to get several quotes from insurance carriers and always speak with a Las Vegas accident attorney to learn what your coverage means if you’ve been in an accident.

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Currently the minimum insurance coverage in Nevada is known as 15/30/10 – $15,000 per person for bodily injury coverage, $30,000 per accident and $10,000 in property damage per accident. With the new law, the minimum insurance coverage will be increased to $25,000 per person for bodily injury coverage, $50,000 per accident and $20,000 in property damage (25/50/20).

In addition to these requirements, drivers can purchase Uninsured/Underinsured Motorists (UM/UIM) coverage. By law, insurance companies must offer this protection at a level no less than the minimum liability limits. To prepare for these legal changes, its best to review your auto insurance policies and selected limits. Contact your insurance company to determine what coverage and limits are best for you. Read more

WHAT IS ELECTRIC SHOCK DROWNING

Electric Shock Drowning (ESD), also referenced as a silent killer, takes the lives of many people every year but so few are well versed with the subject. Electric shock drowning occurs when swimmers are exposed to electric currents in the water. Usually boaters and swimmers take every precaution in water safety but it’s not uncommon for electric currents to “escape” from low-level AC boats, docks or lights into the water, causing fatalities through either the shock itself or through drowning. It’s typically caused by improper wiring or electrical connections on boats and docks. Such negligence can be fatal. If a loved one has lost their life due to an electric shock while swimming, make sure to contact an experienced personal injury attorney in Las Vegas to learn what legal actions you can take!

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What Causes ESD And Where Does it Happen?

ESD can occur in both freshwater or saltwater and typically happens in public or private marinas and boat docks. By law, all electrical connections near any type of water are required to have working ground fault circuit interruption technology. When there is faulty wiring, even the smallest amount of electrical current can be fatal. Even a minor electric shock can paralyze a swimmers muscles and therefore making it impossible to swim. If you know someone who has suffered electric shock while swimming, contact a personal injury attorney in Las Vegas immediately. Electric leakage can occur in a variety of areas: Read more