According to state law in Nevada, all drivers must carry vehicle insurance to cover costs that may result in the case of a car crash. Though this is a requirement, many individuals decide they don’t want to spend the money and illegally drive without car insurance. According to data from the Insurance Research Council, approximately 10% of drivers in Nevada do not have any insurance. This doesn’t take into account the amount of individuals who are considered underinsured. If you are involved in a car collision with an individual who isn’t carrying insurance or is underinsured, some of the costs associated with the crash may end up coming out of your pocket, even if the collision was completely the other party’s fault. It’s a good idea to speak to an injury lawyer in Las Vegas Nevada if this situation pertains to you.
What does it meant to be “Underinsured?”
Each state has its own requirements for how much insurance each driver must carry. While an uninsured driver has no insurance at all and is violating the law every time they drive, underinsured drivers are usually following the law, if perhaps too exactly. Driving without any insurance may result in fines and license suspension, but underinsurance often just results in frustration in the case of a collision. Underinsured drivers often have the bare minimum amount of coverage to be legally following the requirements to drive. Nevada’s state laws require each drive to carry insurance that covers the following: Read more